Encumbrancer
n. [律]（存在于他人）不动产上的负担（如抵押权）
🗣️ 情景例句
to talk to someone at the bank next week.
下星期与银行的人谈一谈。
I'm sorry I'm late. I overslept again.
抱歉我来晚了。我又睡过头了。
A run-down watch is still a watch and can be rewound.
手表停了依然是只手表，还可以重上好发条。